El Segundo - California

Section A

Death in retirement

Within five years after retirement (or drawing your pension)

If you die within 5 years of your pension starting the Trustee will pay a lump sum. It is worked out as the difference (if any) between five times your annual pension on the date you died and the total pension and lump sum payments you have already received.

In addition, your Spouse or Civil Partner will be entitled to a pension. This is usually one half of your pension. It may be less if you have not made contributions to increase those benefits in respect of service before 1 June 1972. If there is no Spouse or Civil Partner, the Trustee has discretion to pay an Adult Dependant’s pension on the same terms.

Children's pensions may also be payable.

After five years of retirement (or drawing your pension)

If you die after five years of your pension starting, your Spouse or Civil Partner will receive a pension equal to your pension for 91 days after your death. After that period, the pension will reduce to one half of your pension. A Spouse's or Civil Partner's pension will be payable for life. If there is no Spouse or Civil Partner, at the discretion of the Trustee, an Adult Dependant may be considered for a pension.

Children's pensions

If you die whilst in receipt of a pension, and you leave a Dependent Child or Children, a pension will be payable for that child or those children. The amount of the pension will depend on the number of eligible children and whether there is a surviving Spouse, Civil Partner or Adult Dependant.

Children’s pensions normally stop when the child reaches age 17, or 23 if in full time education.