Pre-December 2019 AVC range

This fund aims to achieve capital growth for investors over the long-term by tracking closely the performance of the FTSE All Share Index, a market capitalisation weighted index of common stocks of companies listed in the UK.

There is a total annual charge of 0.42% a year, deducted on a monthly basis from your accumulated fund.

You can download the factsheet for this fund here.

This fund aims to achieve capital growth for investors over the long-term by investing in shares of UK and overseas companies. The fund consists of two equally weighted sleeves – one closely tracks performance of the FTSE All Share Index, whilst the other looks to outperform a market capitalisation weighted index of common stocks of companies listed in other developed countries.

 There is a total annual charge of 0.71% a year, deducted on a monthly basis from your accumulated fund.

You can download the factsheet for this fund here.

All funds in the Equitable Life Managed Fund were transferred to the Utmost Life and Pensions Managed Fund on 1 January 2020. Investments in the Managed Fund are predominantly invested in a mix of UK and overseas equities with the remainder invested in money markets and fixed interest.  

There is a total annual charge of 0.75% a year, deducted on a monthly basis from your accumulated fund.

Please note: The BTPS Trustee intends to transfer all BTPS member AVC funds from the Utmost Life and Pensions Managed Fund across to the Standard Life Passive Plus III Fund during 2020. We will write to you before this happens. You will be able to switch your funds to an alternative AVC fund if you prefer.

Funds in the Equitable Life With-Profits Fund were enhanced and transferred to the Utmost Life and Pensions Secure Cash Investment on 1 January 2020.

Please see Utmost Life and Pensions website https://www.utmost.co.uk/equitable-life/equitable-pension for more details.

Please note: The BTPS Trustee intends to transfer all BTPS member AVC funds from the Utmost Life and Pensions Secure Cash Investment into the Standard Life Deposit and Treasury Fund during 2020. We will write to you before this happens. You will be able to switch your funds to an alternative AVC fund if you prefer.

This fund aims to capture the returns of the UK equity market. It tracks the FTSE All-Share Index and invests primarily in UK equities.

There is a total annual charge of 0.41% a year, deducted on a monthly basis from your accumulated fund.

You can download the factsheet for this fund here.

This fund provides access to the UK and overseas equity markets via index tracking funds and aims to capture global equity market returns. It is invested broadly 50% in UK equities and 50% in overseas equities.

There is a total annual charge of 0.48% a year, deducted on a monthly basis from your accumulated fund.

You can download the factsheet for this fund here.

This unitised with-profits fund invests in a wide spread of UK and overseas shares, property holdings and government and corporate bonds. Bonuses are paid, usually in February, according to current investment conditions. When benefits are paid a terminal bonus in respect of returns and profits not already taken into account may be paid. It should be remembered that the terminal bonus is subject to the insurer’s continued solvency and the amount may fluctuate with the underlying asset performance.

Charges for administration expenses, investment management and the cost of guarantees are not taken directly from the fund but are taken account of before any bonuses are paid.

You can download the factsheet for this fund here.