Pre-December 2019 AVC range

This fund aims to achieve capital growth for investors over the long-term by tracking closely the performance of the FTSE All Share Index, a market capitalisation weighted index of common stocks of companies listed in the UK.

There is a total annual charge of 0.42% a year, deducted on a monthly basis from your accumulated fund.

You can download the factsheet for this fund here.

This fund aims to achieve capital growth for investors over the long-term by investing in shares of UK and overseas companies. The fund consists of two equally weighted sleeves – one closely tracks performance of the FTSE All Share Index, whilst the other looks to outperform a market capitalisation weighted index of common stocks of companies listed in other developed countries.

 There is a total annual charge of 0.71% a year, deducted on a monthly basis from your accumulated fund.

You can download the factsheet for this fund here.

The Fund seeks to provide a long term growth of capital by investing in a diversified portfolio off assets including shares of UK and overseas companies, government and corporate bonds and property.

There is a total annual charge of 0.75% a year, deducted on a monthly basis from your accumulated fund.

You can download the factsheet for this fund here.

This unitised with-profits fund invests in a conservative asset mix dominated by cash and government bonds with a minimal exposure to corporate bonds and other asset classes.

Charges for administration expenses, investment management and the cost of guarantees are not taken directly from the Fund but are deducted before any bonuses are paid.

Care: If you are considering taking your With-Profits Fund before 1 January 2020, either by retiring or by transferring out, you would not be eligible for the increased enhancement to the value of your fund under the Guarantee Exchange Scheme, if it is approved. We strongly suggest you take financial advice if you are considering taking your benefits now. Please see the Equitable Life website for more details.

This fund aims to capture the returns of the UK equity market. It tracks the FTSE All-Share Index and invests primarily in UK equities.

There is a total annual charge of 0.41% a year, deducted on a monthly basis from your accumulated fund.

You can download the factsheet for this fund here.

This fund provides access to the UK and overseas equity markets via index tracking funds and aims to capture global equity market returns. It is invested broadly 50% in UK equities and 50% in overseas equities.

There is a total annual charge of 0.48% a year, deducted on a monthly basis from your accumulated fund.

You can download the factsheet for this fund here.

This unitised with-profits fund invests in a wide spread of UK and overseas shares, property holdings and government and corporate bonds. Bonuses are paid, usually in February, according to current investment conditions. When benefits are paid a terminal bonus in respect of returns and profits not already taken into account may be paid. It should be remembered that the terminal bonus is subject to the insurer’s continued solvency and the amount may fluctuate with the underlying asset performance.

Charges for administration expenses, investment management and the cost of guarantees are not taken directly from the fund but are taken account of before any bonuses are paid.

You can download the factsheet for this fund here.