Below are links to a number of useful pension related websites. Please note that BTPS is not responsible for the content of these external internet sites.

Age Concern
A national network of more than 400 independent charities, providing help and care for older people.
www.ageconcern.co.uk

British Telecom
BT’s main website.
www.bt.com

BT Benevolent Fund
A Registered Charity for present and former BT employees, their families and dependants.
www.benevolent.bt.com

Citizens Advice Bureaux
The National Association of Citizens Advice Bureaux is a professional national agency offering free, independent and confidential advice. The 'Adviceguide' function on their web site gives basic advice.
www.citizensadvice.org.uk

Department for Work and Pensions (DWP)
This is the site of the Department for Work and Pensions. The Department was formed on 8 June 2001 and includes parts of the old Department of Social Security (DSS).
www.dwp.org.uk

DWP - Pensions Service
A website of the DWP dealing exclusively with pensions issues.
www.thepensionservice.gov.uk

Financial Services Authority
An independent body that regulates the financial services industry in the UK.
www.fsa.gov.uk

Hermes Fund Managers Limited
A fund management company owned entirely by the BT Pension Scheme. Hermes invests funds on behalf of over 200 clients although BTPS is its biggest.
www.hermes.co.uk

Independent Financial Advice
If you want to find a local independent financial adviser, one of the listed organisations may be able to help.
www.unbiased.co.uk

Inland Revenue
The Inland Revenue web site features news and information on UK tax and national insurance matters.
www.hmrc.gov.uk

National Federation of Royal Mail & BT Pensioners (UNITE)
UNITE is active in the political process, lobbying Government Ministers, MPs, Peers and MEP’s to secure improvements in pensions and on all issues affecting older people.
www.pensioneronline.co.uk

Pensions Advisory Service
An independent non-profit organisation that provides information and guidance on the whole spectrum of pensions, covering State, company, personal and Stakeholder schemes.
www.pensionsadvisoryservice.org.uk

Pensions Regulator
The Pensions Regulator is the new regulatory body for work-based pension schemes in the UK. It opened for business on 6 April 2005, replacing OPRA, the Occupational Pensions Regulatory Authority.
www.thepensionsregulator.gov.uk

Pensions Ombudsman
The State appointed official whose office investigates and decides complaints and disputes about the way that pension schemes are run.
www.pensions-ombudsman.org.uk