Member Booklets and Scheme Rules

Member Booklet
Every new member was given a booklet which summarises the Scheme's main features. The booklets are also held electronically and can be viewed online by clicking on the links below:-

Member booklet (Section A/B)
Addendum to Section A/B

Member booklet (Section C)
Addendum to Section C

Smart Pensions

Each booklet is intended as a reference guide to how the Scheme works. The Scheme is governed in law by its Trust Deed and Rules. Where the wording of the booklet differs in any regard from the Trust Deed and Rules, the terms of the Trust Deed and Rules shall prevail.

Scheme Rules
The Rules are held by the Secretary to the Scheme and are available for your examination upon request. They are also held electronically and can be viewed online by clicking on the link below:-

Scheme Rules (Section A)

Scheme Rules (Section B)

Scheme Rules (Section C)

The Rules have been written in 'plain English', but should you need clarification of the meaning of anything contained within the Rules, please ask the Secretary to the Scheme (see Who's who).